What We Do

MicroFinancing the MPA Way

MPA partners with grassroots organizations to help them expand their microfinancing efforts.  Although our partners have different approaches to offering people a hand up, they have many elements in common.  We have come to see these shared elements as best practices, or “Microfinancing the MPA Way.”  They are: 

  • Lifting up people in extreme poverty 
  • Operating as a nonprofit (proceeds are folded in to reach more people) 
  • Embracing “first you must save”, valuing savings as well as small loans 
  • Open to anyone regardless of religion, race, tribe, ethnicity 
  • Providing ongoing training and support to ensure success 
  • Having accountability for loan repayments or pay-it-forward commitments 
  • Each of these projects is sustainable with or without MPA’s involvement 

Our Programs


Small loans or pay-it-forward commitments offer access to a filter-plus-bucket system. As loans are repaid, funding is available to expand access to clean water.


Living loans of cows to subsistence farmers who have successfully trained and prepared their farms.


For post-fistula women we have piglet income projects and alternative income projects, and for pregnant women, we have ultrasound services for improved antenatal care as well as village health center income projects for sustainability.


Individual income projects, group projects, savings, table-lending schemes, small SACCOs


MPA supports access to financial services and education, and encourages partners with schools to include microfinancing in their curriculums through a unique and developing scholarship program.

Loan Program

Jamii Bora (Kenya)

Members must begin by saving and may borrow two times the amount they have saved. Small groups of 3-5 vouch for each other, guaranteeing each other’s loans.

Loans are for income projects, and have terms of 10% APR to be repaid over 50 weeks. Typical first loan is $15 USD. Most loans are repaid much more quickly.

The Members support each other in successful growth of their businesses. The group offers health insurance, life insurance, and other support programs to aid success. Proceeds fund more loans.

BUWEA (Tanzania)

Women join with a small fee Train and support in small groups. Borrow for income projects
12% interest, loans repaid in 4 months

Support: monthly meetings to train on business skills and general support, savings in SACCO is encouraged, work available at the soy farm.

Success: 98+% repayment

Impact: 70% of first time borrowers upon 12 months after retiring their first loan report an increase in daily income from less than $1/day to $1-2/day.

CPS Partners (Kenya, Tanzania (and Zanzibar), Democratic Republic of the Congo, Zambia, Zimbabwe)

Small self help groups of CPS employees, teachers, cooks, drivers, groundskeepers, and neighbors are formed. They agree on a constitution, rules for savings and borrowing, and elect leaders. Each member contributes savings to the group. When enough has been collected, loans are given. Upon repayment with interest, the group’s savings grows, and more and bigger loans are given. Each member can grow his or her own income project.

Support: Groups agree on a group collaborative project to do together.

Success: 98% repayment

Impact: CPS mentors report that their employees are no longer asking for emergency help—this is something they are solving within their groups.

More Partners

St. Joseph Matale Women’s Umbrella
Group (Uganda)

Marian Brothers Refugee Loan Project (Uganda)

Sacred Heart Partners Refugee Loan Project (Uganda)

Under the Same Tree (Uganda and Kenya)




Cow Program

Cow (Masaka, Mityana)

Neighboring farmers invest in themselves by training together and helping each other prepare their farms for a zero-grazing cow.

Each qualified family receives a pregnant cow, which gives birth and produces 18-24 liters of milk each day – enough for the family’s needs and extra to sell. This income is used to improve their diets, send children to school, and make improvements to their home and farm.

After 12 months, the first female calf is passed on to the next qualified family, making this project 100% sustainable. Steps 1 and 2 are then successfully repeated.



Safe Woman Program

Piglet (Masaka)

Post-fistula women receive training in raising and selling pigs, recruiting two neighbors to help them build a zero grazing shed.

Each post-fistula woman receives a high-quality piglet, six months of feed, and vaccinations. As litters are produced, she can sell piglets at market as an income project.

Out of the first litter, she passes on a female piglet to each of her helpers. They in turn pay forward one female piglet out of their first litters back to the project.

Safe Birth

Our Safe Birth Project addresses the high obstetric fistula rate and high rate of maternal-fetal mortality in the Masaka area of Uganda. We partnered with Mindray North America and, as of year-end 2019, delivered 16 portable ultrasound machines to village health centers (VHCs) and trained over 35 midwives in basic obstetric ultrasound to detect high risk conditions mandating delivery at a VHC or local hospital with an obstetrician. We also sent a midwife to train as a sonographer and she now provides remedial training at all VHCs in the project. Because obstetric fistula occurs at the time of labor, our midwives as part of their training, use the partograph, a graphic representation of labor developed by the World Health Organization (WHO). Nonetheless, because poverty hinders mothers from attending antenatal clinic and delivering at the VHCs, we introduced microfinancing to the VHCs in March 2018 which in turn helped the mothers begin microfinancing projects to help pay for their health care services. Nearly all VHCs are developing their microfinancing projects.



Education Program

Agricultural group projects (Soy-BUWEA, Greenhouses--CPS, St. Augustine University Yogurt Project)

Grassroots organizations access resources to operate an agricultural project to benefit the group. One group employs women members to plan, weed, and harvest soy to manufacture and sell soy milk and soy flour. Another group operates a greenhouse, using the proceeds from vegetable sales to support the group. Another makes and sells yogurt with the group’s asset of a zero grazing two-cow operation.

Support from MPA is in the form of a re-invested loan–as proceeds are realized, the group repays itself to continue to grow.

In all these groups, the project provides wages to employee-members as well as profits that benefit the group.


Students whose families are struggling in extreme poverty, or who are orphans, are provided access to quality education. Some students may even be religious sisters whose families would normally be expected to fund their education, but may come from extreme poverty.

An educational scholarship/microloan is made to fund primary, secondary, vocational school, university, and even medical school.

Students commit, when they have the means following graduation, to pay their scholarship forward by funding another student themselves, growing access to education.

Clean Water Program

Water Filters

Unclean water is the greatest common threat to life, health, education, and
economic advancement among the people we strive to help. Getting clean water
is a daily challenge shared by over 313 million people in sub-Saharan Africa.
International health organizations report that 115 people in Africa die every
hour due to water-borne diseases. Many of these are children who die before the
age of five. Unclean water carries pathogens and contaminants that cause illnesses
like hepatitis, cholera, dysentery and typhoid.

MPA became aware of a filter which effectively eliminates 99.99999% of all the bacteria in unclean water that causes death and illnesses. With proper care, the filter can last a lifetime. A simple back-flushing of the filter enables it to be used over and over again.



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