MPA’s best microfinance practices include: clear, fixed loan terms and rates; group training; support; emphasizing savings; focusing on income projects; expecting borrowers to pay it forward; and bolstering organizations to eradicate poverty.
Almost half of everyone earns less than $1.25/day (the extreme poverty line); 30% are undernourished; half have had cholera or other water-born illnesses; 6% of women die during pregnancy/childbirth, and fewer than one-fifth of women have access to education.
MPA’s projects report 95+% repayment rates on loans; improved household savings; better family nutrition; improved school attendance; and increased early identification of potential high-risk pregnancies.
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Not even the sky is the limit!
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Where there is hope, there is no room to be tired.
We used to sit around and curse the world, but now we are too busy with our income projects.
Now I can feed my children tea before they go to school.
The members of the self help group don’t ask us for handouts anymore. They are bringing their problems to the group, and the group helps them.